Unsought Input

I really am not sure what I did to get so lucky to constantly be getting money offers constantly thrown at me. I really don’t know. As you may have read previously I won the Spanish International Lottery (and if you haven’t you should click here and read it because what else do you really have to do right now anyway?), the British Lottery and received a Nigerian Inheritance. Well now somehow I got tied up in a weird business relationship with a very ambiguous Mr. John I. Brown and some other shady characters. These emails do kill me they are so funny. Here, check it out for yourself:

Our Ref: CBN/GO/0X012/08.

DEAR CONTRACTOR/BENEFICARY

AFTER A SERIOUS THOUGHT, I DECIDED TO REACH YOU DIRECTLY AND PERSONALLY BECAUSE I DO NOT HAVE ANYTHING AGAINST YOU, BUT YOUR PARTNERS.

I AM THE DIRECTOR OF WIRE TRANSFER/TELEX DEPARTMENT AND SOME TIME IN THE PAST YOUR PARTNERS APPROACHED ME THROUGH A FRIEND OF MINE WHO WORKS WITH ONE OF THE MINISTRIES HERE AND REQUESTED THAT I ASSIST THEM CONCLUDE A MONEY TRANSFER DEAL AND WE ALL AGREED.

ACCORDING TO THEM, THEY WANTED TO USE THIS STRATEGY TOTRANSFER A HUGE AMOUNT OF US DOLLARS WHICH THEY ACCUMULATED THROUGH INFLATED CONTRACT AWARDS AND THE MONEY HAS BEEN FLOATING SINCE THEN AND THE ORIGINAL CONTRACTORS/BENEFICARY’S HAS BEEN FULLY PAID, SO THEY WANTED TO USE YOUR ACCOUNT TO TRANSFER THE SURPLUS OUT OF THE COUNTRY. WE AGREED THAT ONCE I DO THIS, THEY WOULD GIVE ME 20% OF THE FUND AND GIVE ME ANOTHER 15% WHEN I RELEASED THE FUND TO YOUR ACCOUNT. WHEN THEY SAW THAT I HAVE DONE THAT AND YOUR NAME HAS BEEN APPROVED AMONG THE LIST OF THOSE TO BE PAID, INSTEAD OF GIVING ME THE AGREED 35% THEY STARTED AVOIDING ME AND RESORTED TO THREATS. (more…)

I am not exactly sure what I have done to be so lucky, but I have been receiving emails from the Italian, British and Spanish lotteries saying that I have won a whole bunch of money. I can’t believe I am so lucky. I mean, I didn’t even enter a lottery. And I won. Take that all of you who are always paying money to play the lottery! I won for free, and I didn’t even ask to be entered. That is how lucky I am. Let’s take a look at how awesome and lucky I am and how unlucky and not so awesome you are. Here is my winning email from the Italian Lottery:

Date:	Mon, 2 Jul 2007 17:16:07 +0200 (MEST)
From:	“wonlotteria@terra.es”
Subject:	YOU WON.

**************DO NOT DELETE THIS MAIL**************

Dear Winner,

You have been selected as victorious via your email address.You have won $1.000.000.00 (One Million United States Dollars). Click here to view rules: http://claiminglikitaliat1.biz.ly/ or paste it in your browser. You must read the rules and understand them before responding. This must be claimed not later than the 15th of July, 2007. We are required to disburse the award to the correct recipient, but we must verify that you are the owner of the selected email address before we can send this money to you.

Contact us with reference number: 29NER08/2007.
In respect to your claim, provide the following when
responding:

1. Full Names:
2. Address:
3. Age:
4. Sex:
5. Phone numbers:
6. Country of residence:

Contact person: Enrico Mancini
nricoma1@yahoo.itLotteria Italia
Venezia.

2000-2007 Copyright. Lotteriaitalia- Tutti i diritti riservati - E’ vietata la copia.

**************DO NOT DELETE THIS MAIL**************

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Apparently what needs two six-hour classes on the first two Saturdays of spring can be summed up within a couple paragraphs (at least in a couple installments) on a slightly successful somewhat humor associated blog. I am, of course, referring to the first time home buyer class my lender has required me to attend in order to obtain a state subsidized mortgage. I’m not knocking the program as it is meant for first time home buyers. But the elementary view and information this class provides these hopeful and somewhat naive homebuyers is almost worthless. At first I assumed the audience was somewhat knowledgeable in regards to personal finance. I mean, this is a class for people ready to make the biggest purchase of their lives. However, I was seriously surprised when more than a few hands raised to notify the teacher that they didn’t know what a “Credit Score� was.

As I sat in the freezing room filled with plastic folding chairs listening to a real estate professional, a home inspector, and a real estate lawyer try to drum up business for themselves instead of educate home buyers, I decided to put down on paper the important lessons and intricacies that may be useful to a somewhat more educated, or simply alive, first time home buyer that I’ve discovered not only during the home buying process but also through my experience as a former loan officer and what I’ve learned while preparing to sit for the Real Estate Licensing exam in Ohio.

Today’s topic – Preparing your financials for a Mortgage
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Hmmm… It’s a hard choice on how to spend your after Christmas/Hanukkah money. I hope these informational videos will help.

This is a commercial for the Wii. Nobody wants to play with the fat chick. But she is wearing layers (more…)